Online-a loan lak chungchang

Digital world a ni tawh a, internet hian kan khawsakna engkimah awlsamna min thlen a. A bik takin, hripui leng hian online lama harh tharna (revival) a rawn thlen tak meuh meuh a, hrileng malsawmna a ni hawt mai. Tun tumah chuan online-a loan lak theihna lampang han tar lang ila.

Bank aia a that zawkna:

A awlsamna hi a that zawkna pakhat a ni. Paper work eng mah a ngai lo va, mahni in lum atanga tihfel theih a ni. Hun leh tha sen vak a ngai lo va; bank lama loan lak dawna vawi tam tak bank kal ngai te, ni eng emaw zat hun ngai te kha a awm ve lo va, chuvangin online-a loan lak hi a awlsam em em a ni. Tin, eng emaw zirlai thila fee pek ngai te, hman mamawh thut ang chi-ah te hian a tangkai em em bawk.

A him em?

Loan pe theia insawi tam tak, application pawh tam tak a awm a, an rintlak leh rintlak loh hi theih ang tawka chhui hmasak a ngai. Thenkhat chu application felfai lo, bugs awm reng mai te; thenkhat chu fee sang lutuk te, thenkhat mi call reng mai, message rawn thawn reng mai te an ni a, ninawm duh tak a ni. Chuvangin, loan pe thei rau rauvah a rintlak deuh chu a ngai ve.

Sorkar hnathawk lo tan a theih em?

Theih e. Sorkar hnathawkte hian tum khatah amount tam tak, cheng nuai eng emaw zat an la thei a, sorkar hnathawk lote pawhin an la thei vek. Mahse, a amount a tam nghal thei lo thung. A tlangpuiin Rs. 10000 achin hnuai lam an pe phawt a, an rulh/pek tlak hnuah amount tam zawk an offer leh thin.

Document engte nge ngai?

KYC tih nan hian Indian nihna tilang thei document a ngai a, a apps azirin a ngai erawh a inang lo. A tlangpuiin PAN Card emaw, Adhaar Card te emaw, Voters ID te emaw hi a ngai thin a. Kan address tihchianna tur document thenkhat a tul ve bawk. Tin, loan kan puk an rawn deposit-na tur bank account details a ngai a. Sorkar hnathawk tan pay slip emaw,  bank statement emaw a ngai ve bawk.

Loan lak theihna apps chu...

Kan tar lan tak angin loan lak theihna apps chu a tam mai a, mahse, engte nge awlsam deuh, fee hniam deuh, rintlak deuh tih te hi kan ngaihtuah phawt a ngai a. Kei pawh hian loan apps thahnem tak chu a tha zawn nan ka apply hlawm a, chung zingah chuan KreditBee (referral code: KHUCUVZWD) leh Stashfin (referral code: ZIEJFHED) hi loan lak a awlsam a; tum khatah Rs 10,000 vel ve ve loan min offer a. Tunah hian ka la mek a ni.

Hriat tura pawimawh thenkhat

Kan loan lak hi thla chuti zat chhunga chuti zata rulh tur tih te a awm thin a, duh chuan tum khatah pek tlak nghal theih a ni bawk. Loan lak lai kan neih chuan a dang a lak theih loh va, a dang la tur chuan kan lak lai kha rulh zawh phawt a ngai. Loan pakhat kan rulh zawkah a hma aia tam zawk min offer thin. KreditBee-a ka loan lak hi a tirah Rs 10,000 vel kha ka la a, ka rulh zawh vek hnuah Rs. 18,000 min offer a, ka la leh. Thla tin due date a zawh hmaa pek zel tur a ni a, due date hnuah interest a sang a; loan rulh loh phei chuan kan CIBIL score a nghawng a (a hniam a), bank lama loan lak chungchangah te harsatna a awm thei. Chuvang chuan a hun takah rulh ngei ngei tur.

A tih dan

A hmasain a chung lama link ka dah atang khian apps download phawt tur a ni a. Account te dik taka set fel thlap tur a ni. Kan account te an approve fel hnuah loan offer zat te hmuh tur a awm a. Kan duh ber kha loan dil mai tur. Paperless, online thil vek a ni a, hun rei nghah pawh a ngai hek lo.

KreditBee hi a awlsam bakah a pung a tam lo va, hman pawh a nuam a, customer care pawh a tha a, chuvangin KrebitBee lam hi han insawrbing ta ila. A hmasain ka loan lak, rulh dan tur kimchang (details) chu a hnuaia thlalak ang hi a ni:

Thlalak hrilhfiahna: A chunga thlalak khi Rs. 18,000 loan ka lakna a ni a, thla 5 chhunga rulh zawh tur a ni. Thla khatnaa a pung zat hi Rs. 449 a ni a, a pung nen a vaiin Rs 3874 (Repayable Amount) chu January 10, 2023 hmain ka rulh a ngai tihna a ni. Thla tina a pung (interest zawng zawng) khi han belhkhawm ta ila, Rs. 1369 a ni a, chu chu Rs. 18,000 loan ka laka a pung (interest) zat tihna a ni mai a, 7.6% interest tihna a nih chu.

A chung berah ka loan lak zat Rs. 18,000 a lo lang a, 1st due date hi January 10, 2023 a lang bawk. Due date hmain Rs. 3874 ka rulh a ngai tihna a nih chu. Ka rulh duh chuan A chung zawka Pay Now tihah khian luh mai tur a ni. Ka loan lak zawng zawng ka rulh nghal (close) duh chuan a hnuai zawkah Full Payment tihah khian luh mai tur a ni.

Full Payment-a han luh chiahin a chunga thlalak ang khian, a pung zawng zawng nena ka rulh zat tur a lo lang a ni.

Payment method-ah hian UPI hmang te, internet banking hmang te, wallet hmang leh bank transfer hmang tein pek theih a ni. A hnuai ami ang hian:

UPI chu Gpay/PhonePe etc hmang tawh phawt chuan an nei vek a, kan hre tlang vek turah ngai ila. Debit card hi ATM Card kan tih mai thin kha a ni. Netbanking chu internet banking nei tan a ni a, Indian bank thahnem tak a support. Bank transfer-ah hian IMPS leh NEFT hman theih ve ve a ni a. Wallet chu Paytm kan tih te, Mobikwik etc kan tihte kha a ni.

Hriat chian duh leh hriat belh duh neih chuan comment section-ah zawh theih reng a ni e. Chuan, blog sir/hnuai vela google advertisement lo lang hi a eng emaw ber kha vawi khat min lo click-sak zeuh la :) 

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